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Strong Foundation Non-Med
Non-med means no routine parameds, no APS, and no fluids.
Selection of term periods T10, T15, T20, T25, T30
Level and guaranteed death benefit and premium for the entire initial term *Renewable up to age 95
Convertible during the conversion period.
*The use of vape pens, cigars, pipes, chewing tobacco, nicotine patches, marijuana and other substitutes fall under the non-tobacco definition.
**Non-med substandard up to table 12 available for people living with diabetes. Up to 12.0 on A1C, age, duration and builds.
***Mild COPD.
Issue ages 18 to 55: Maximum standard face amount limit is $500,000
Issue ages 56+: Maximum standard face amount limit is $250,000
Value-added riders with no additional premium
Accelerated Death Benefit3
Common Carrier Accidental Death
Family Health Benefit
Target market: Individuals who prefer not having to take a medical exam or are uncomfortable with a paramedic home visit, or don’t like giving fluid samples.
Individuals that need life insurance coverage to help cover time specific debts such a mortgage, student loan, or car loan, or floating debt such as credit card or line of credit.
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